Flexible Payment Options

Dental Financing
in Temecula

Start treatment now and pay over time with CareCredit, Sunbit or LendingClub, including 0% interest promotional plans for qualifying purchases. Our team walks you through every option.

Smiling Ethos team member handing financing paperwork to a patient in Temecula

What financing options does Ethos Advanced Dental Care offer?

Ethos Advanced Dental Care in Temecula offers financing through CareCredit, Sunbit and LendingClub. CareCredit has promotional 0% interest plans of 6, 12, 18 or 24 months for qualifying purchases, and LendingClub offers extended plans with lower monthly payments. Most decisions take minutes, and patients without insurance can also join the Ethos Cares plan.

Financing
CareCredit · Sunbit · LendingClub
CareCredit
0% interest promo plans, 6–24 months
LendingClub
Extended plans, lower monthly payments
Approval
Most decisions in minutes
Insurance
Most PPO plans accepted
No insurance?
Ethos Cares membership plan
CareCredit · Sunbit · LendingClub
0% Interest Promo Plans
Decisions in Minutes
Most PPO Plans Accepted
(951) 699-0700
How It Works

How Dental Financing Works at Ethos

01

Talk with our team

Before or after your appointment, a team member walks you through your financing options and helps you choose the plan that makes the most sense for you.

02

Use your insurance first

We accept most PPO dental insurance plans and help you get the most from your benefits before financing the remaining balance.

03

Apply in minutes

The application is quick, and most decisions are made within minutes.

04

Start treatment

Once approved, your coverage is available immediately. You’ll know exactly what you’ll pay and when, with no surprises.

Financing Partners

CareCredit, Sunbit & LendingClub

CareCredit

One of the most widely accepted healthcare credit cards in the country. Promotional 0% interest plans for qualifying purchases let you pay over 6, 12, 18 or 24 months, with no interest charged if the balance is paid in full during the promotional period. Use it for virtually any procedure at Ethos, including implants, Invisalign, veneers, crowns and full-mouth reconstruction, and at other healthcare providers.

LendingClub

LendingClub Patient Solutions offers extended repayment plans with lower monthly payments over a longer period. It suits higher-cost care like All-on-X implants, smile makeovers or full dentures. You’ll know your monthly payment and repayment timeline upfront, with no hidden fees or surprise charges.

Sunbit

Another way to split the cost of treatment into monthly payments. Ask our team about Sunbit when you review your treatment plan.

Each plan requires approval from the lender. Ask our team which plan fits your treatment.

Insurance & Savings

More Ways to Save

Most PPO Plans

We accept most PPO dental insurance plans and help you get the most from your benefits.

Ethos Cares Plan

Our in-house membership plan: discounted routine care and treatment, no insurance required.

$99 New Patient Exam

Exam and X-rays for new patients. Excludes patients with insurance.

Patient Reviews

What Patients Say About Ethos

Read more patient reviews.

Financing FAQ

Questions About Paying for Care

Quick answers about financing, insurance and costs at Ethos.

Call (951) 699-0700
Does Ethos offer dental financing?

Yes. Ethos Advanced Dental Care in Temecula offers financing through CareCredit, Sunbit and LendingClub. Our team walks you through your options before or after your appointment.

Does CareCredit offer 0% interest?

CareCredit offers promotional 0% interest options for qualifying purchases, with plans of 6, 12, 18 or 24 months. No interest is charged if the balance is paid in full during the promotional period.

How long does financing approval take?

The application is quick, and most decisions are made within minutes. Once you’re approved, your coverage is available immediately.

What procedures can I finance?

Virtually any procedure at Ethos can be financed, including dental implants and All-on-X, Invisalign, veneers, crowns and bridges, dentures, sedation, wisdom teeth extraction and emergency care.

Can I use insurance and financing together?

Yes. We accept most PPO dental insurance plans, and our team helps you get the most from your benefits before applying financing to the remaining balance.

Which plan works best for higher-cost treatment like All-on-X?

LendingClub Patient Solutions offers extended repayment plans with lower monthly payments over a longer period, which suits higher-cost procedures like All-on-X implants, smile makeovers or full dentures.

What if I don’t have dental insurance?

You can join the Ethos Cares membership plan for discounted routine care and treatment, and new patients without insurance can start with a $99 exam and X-rays.

Where Our Patients Come From

Serving Temecula & the Valley

Patients come to our Rancho California Road office from across the Temecula Valley.

Ethos Advanced Dental Care office entrance in Palmilla Plaza on Rancho California Road in Temecula
CareCredit · Sunbit · LendingClub
Contact Us

Ready to Get Started?

Don’t put off the dental care you need because of cost. Call or book online, and our team will help you find a payment plan that works for you.

Call Ethos Advanced Dental Care
(951) 699-0700
Early Mornings · Evenings · Saturdays

Tap to call on mobile · New patients welcome

Location
29740 Rancho California Rd
Suite 100, Temecula, CA 92591
Palmilla Plaza
Hours
As early as 7 AM
As late as 6 PM · Saturdays
New Patients
$99 exam & X-rays
Excludes patients with insurance